Privacy Policy

This Privacy Policy describes how insurerush.com (“Insure Rush,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit insurerush.com or any website, page, form, or service operated by Insure Rush (collectively, the “Site”).

Our goal is to help consumers connect with insurance providers, agents, carriers, and other insurance-related partners that may be able to provide insurance quotes, products, or services.

By accessing or using the Site or submitting information through the Site, you acknowledge this Privacy Policy. If you do not agree with this Privacy Policy, please do not submit personal information through the Site.

We may update this Privacy Policy periodically. Any updated version will be posted on this page with a revised “Last Updated” date.

About Insure Rush

Insure Rush operates online services designed to help consumers shop for and compare insurance options.

When you submit information through our Site, we may use that information to match or connect you with insurance carriers, licensed insurance agents, agencies, service providers, marketing partners, or other businesses that may be able to assist with your insurance request (“Insurance Partners” or “Marketing Partners”).

Insure Rush is not necessarily the insurance carrier or insurance agency ultimately providing an insurance policy to you. The specific company you are connected with may have its own terms, disclosures, and privacy practices.

Information We Collect

We may collect information that you voluntarily provide when using the Site, including information submitted through quote forms, questionnaires, contact forms, or other interactive features.

Depending on the insurance product or service requested, this information may include:

• Name
• Mailing or residential address
• Email address
• Telephone number
• Date of birth
• ZIP code
• Driver and vehicle information
• Home and property information
• Current or previous insurance information
• Insurance coverage preferences
• Household information
• Employment or income-related information
• Information concerning your insurance history
• Information necessary to obtain or provide an insurance quote
• Other information you voluntarily provide

The information requested will vary depending on whether you are seeking auto insurance, homeowners insurance, or another insurance product or service.

We may also automatically collect certain information when you visit the Site, including your IP address, browser type, device type, operating system, referring website, pages viewed, interactions with the Site, approximate geographic information derived from your IP address, date and time of visits, advertising identifiers, and similar technical or usage information.

How We Use Your Information

We may use information collected through the Site to:

• Process your request for insurance information or quotes;
• Match or connect you with Insurance Partners;
• Provide and improve our services;
• Communicate with you regarding your request;
• Personalize your experience;
• Operate, maintain, analyze, and improve the Site;
• Measure and optimize advertising and marketing campaigns;
• Detect, investigate, and prevent fraud, abuse, or security incidents;
• Comply with applicable laws, regulations, legal processes, and contractual requirements; and
• Carry out other purposes disclosed to you when your information is collected.

How We Share Information

When you submit a request for an insurance quote or related service, we may disclose the information you provide to one or more Insurance Partners that may be able to respond to your request.

These parties may include insurance carriers, licensed insurance agents, insurance agencies, insurance marketplaces, insurance technology providers, and other businesses involved in providing or facilitating insurance products or services.

Because the Insurance Partners available to serve a particular consumer may depend on factors such as location, insurance type, eligibility criteria, and information provided in the request, we may not know in advance which specific Insurance Partner or Partners will receive your information.

Once your information has been provided to an Insurance Partner, that partner's use of your information may also be governed by its own privacy policy.

We may additionally disclose information to service providers that perform services on our behalf, including technology, hosting, analytics, fraud prevention, communications, advertising, and data processing services.

We may also disclose information when reasonably necessary to comply with law or legal process, respond to governmental requests, protect our rights or the rights and safety of others, investigate fraud or unlawful activity, or facilitate a merger, acquisition, financing, restructuring, sale of assets, or similar corporate transaction.

Consent to Telephone Calls and Text Messages

When you provide a telephone number through the Site and affirmatively consent to communications where required, you authorize the communications described in the consent language presented to you at the time you submit your information.

Depending on that consent, communications may include calls or text messages from Insure Rush and/or the Insurance Partners or Marketing Partners identified or made available to you in connection with your request.

Communications may be made using automated technology where permitted by law and by the consent you provide.

Consent to receive marketing calls or text messages is not a condition of purchasing any goods or services.

Message and data rates may apply. Message frequency may vary.

You may opt out of text messages by replying STOP to a message. You may request assistance by replying HELP where supported.

Opting out of communications from Insure Rush may not automatically opt you out of communications from an Insurance Partner or other third party. You may need to contact that party directly to exercise your communication preferences with that party.

Consent to Commercial Email Communications

If you provide your email address and consent to receive marketing communications, Insure Rush and, where disclosed and authorized, our Marketing Partners may send you emails concerning insurance products, quotes, services, promotions, or related offerings.

You may unsubscribe from Insure Rush marketing emails at any time by using the unsubscribe mechanism contained in the email or by contacting us.

Opting out of Insure Rush emails does not necessarily unsubscribe you from emails independently sent by an Insurance Partner or Marketing Partner. You should follow the unsubscribe instructions contained in communications from those parties.

Consent to Electronic Communications (E-Consent)

By submitting information electronically and consenting to electronic transactions, you consent to receive disclosures, notices, records, documents, and other communications electronically when permitted by applicable law.

Electronic communications may be delivered through the Site, by email, by text message, or through the website or systems of an Insurance Partner.

You should retain copies of electronic disclosures that are important to you.

If an Insurance Partner provides documents electronically and you would prefer paper copies, you should contact that Insurance Partner directly regarding available options.

To access and retain electronic disclosures, you generally need a device capable of accessing the Internet, a current web browser, a valid email account, and software capable of viewing applicable electronic documents, such as PDF files.

If you withdraw consent to electronic communications with an Insurance Partner, you should contact that Insurance Partner directly. Withdrawal of consent generally will not affect the validity of electronic communications or transactions that occurred before the withdrawal became effective.

Do-Not-Call and Communication Preferences

Federal and state laws may provide consumers with rights concerning telemarketing calls and the National Do Not Call Registry.

Where you have provided legally valid consent to be contacted, certain communications may be permitted notwithstanding registration on a do-not-call list, subject to applicable law and the scope of your consent.

You may revoke consent or request that Insure Rush stop contacting you using the methods provided in the applicable communication or by contacting us.

If an Insurance Partner is contacting you directly, you should also communicate your opt-out request directly to that Insurance Partner.

Cookies and Similar Technologies

We and our service providers may use cookies, pixels, tags, scripts, local storage, advertising identifiers, and similar technologies to operate the Site and understand how visitors interact with it.

These technologies may be used to:

• Maintain Site functionality;
• Remember preferences;
• Analyze traffic and usage;
• Measure advertising performance;
• Detect fraud;
• Improve our services; and
• Deliver or measure relevant advertising.

Your browser or device may allow you to block or delete certain cookies. Disabling cookies may affect the functionality of some portions of the Site.

Analytics and Advertising

We may work with analytics providers, advertising platforms, and other technology companies to understand how visitors use the Site and how our advertising performs.

These providers may collect information about your browser, device, IP address, interactions with advertisements, pages viewed, and other online activity through cookies, pixels, and similar technologies.

Where required by applicable law, we will provide mechanisms for consumers to exercise applicable choices regarding these technologies.

Fraud Prevention and Security

We may use information submitted through the Site, together with technical, device, network, identity, location-derived, and other information, to detect potentially fraudulent, deceptive, abusive, or unlawful activity.

We maintain administrative, technical, and organizational safeguards designed to protect personal information.

However, no Internet transmission, database, or storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted to or stored by us.

Data Retention

We retain personal information for as long as reasonably necessary for the purposes for which it was collected, including providing our services, maintaining business and transaction records, preventing fraud, resolving disputes, enforcing agreements, and complying with legal and regulatory obligations.

Retention periods may vary depending on the type of information, how it is used, and applicable legal requirements.

Your Privacy Rights

Depending on where you live, applicable privacy laws may provide you with certain rights regarding your personal information.

These rights may include the right to:

• Know or access personal information collected about you;
• Request correction of inaccurate personal information;
• Request deletion of personal information;
• Obtain information regarding categories of personal information collected or disclosed;
• Opt out of certain uses or disclosures of personal information;
• Limit certain uses of sensitive personal information where applicable; and
• Exercise privacy rights without unlawful discrimination.

Some rights are subject to exceptions and limitations under applicable law.

We may need to verify your identity before processing certain privacy requests. Where permitted by law, you may also designate an authorized agent to submit a request on your behalf.

California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA/CPRA”), and other applicable California privacy laws.

Subject to applicable exceptions, California residents may have the right to request information regarding the categories and specific pieces of personal information collected about them, the sources of that information, the purposes for collecting or using it, and the categories of third parties to whom information is disclosed.

California residents may also have rights to request correction or deletion and to opt out of certain activities classified as a “sale” or “sharing” of personal information under California law.

If Insure Rush engages in activities that constitute “selling” or “sharing” personal information as those terms are defined by applicable California law, California residents may exercise the applicable opt-out rights through the method provided on the Site.

We will not unlawfully discriminate against you for exercising privacy rights provided by applicable law.

California “Shine the Light”

California Civil Code § 1798.83 may provide California residents with certain rights to request information regarding disclosure of personal information to third parties for their direct marketing purposes.

Eligible California residents may contact us using the information provided below to submit such a request.

Other State Privacy Rights

Residents of certain U.S. states may have additional privacy rights under their state's comprehensive consumer privacy laws.

Where applicable, we will process requests to access, correct, delete, obtain a copy of, or exercise applicable opt-out rights concerning personal information in accordance with the laws applicable to the requesting consumer.

Children's Privacy

The Site and our services are intended for adults and are not directed to children under the age of 18.

We do not knowingly solicit or collect personal information from children under 18 through the Site. If we learn that we have collected personal information from a child in circumstances prohibited by applicable law, we will take reasonable steps to delete it.

Third-Party Websites

The Site may contain links to websites or services operated by third parties.

Insure Rush does not control the privacy practices of third-party websites. This Privacy Policy applies only to information handled by Insure Rush as described in this Policy.

We encourage you to review the privacy policies and terms of any third-party website or service you visit.

Updating or Correcting Your Information

You may contact us to request access to, correction of, or deletion of personal information associated with you, subject to applicable law.

We may request information reasonably necessary to verify your identity and process your request.

Changes to This Privacy Policy

We may revise this Privacy Policy periodically to reflect changes to our services, business practices, technologies, or legal requirements.

When we make changes, we will post the revised Privacy Policy on this page and update the “Last Updated” date above.

Your continued use of the Site following an update will be subject to the then-current Privacy Policy, to the extent permitted by applicable law.

Contact Us

If you have questions about this Privacy Policy, our privacy practices, or wish to submit a privacy request, please contact:

insurerush.com
Email: info@insurerush.com

For requests concerning information or communications from an insurance carrier, agent, or other third party, you may also need to contact that company directly.